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 going to close credit card account
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Posted on 08-25-11 9:02 AM     Reply [Subscribe]
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 i am going to close capital1 credit card ..credit limit is 1500 and they dont increse my credit limit..always paid bills on time...balance is all cleared...still i heard it will effect on my credit score and will be bad credit history..is this true..shall i close it or not
 
Posted on 08-25-11 9:05 AM     [Snapshot: 12]     Reply [Subscribe]
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might dip a few points if you had opened it a long time ago ( over 2 years ago). But, if you are not buying a car or a house right away then go for it.
 
Posted on 08-25-11 9:13 AM     [Snapshot: 18]     Reply [Subscribe]
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 If this is the oldest card, don't close it. If not you can close it, the score goes down for a while and will rebounce back later on. But it's always better not to close the account. 
 
Posted on 08-25-11 9:50 AM     [Snapshot: 89]     Reply [Subscribe]
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 dhila bhaye pani buddhi ayecha, badhai cha!!
 


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