I dont know if I am doing well financially, its kinda worrying me. Time is tough and I have hard time saving any money in my bank account. After I pay my rent, student loan, car payment,cable, food, clothing expense etc etc , I have nothing left in my account, nada, zero. I am curious how much u guys save every month, sorry if i sound lil bit nosy:)

$ -300 every month. Saving account is running out. It gonna dry pretty soon.

teena nani,

paisko jaatai khaarab, jati bhaye pani napugne, ani goji ma paiso hunjel ke ke garu bhai rancha, tehi ho ba aba faltu kura ma kharcha nagare, tara nagari nahune kura ma ta khracha garnai paryo ni, aba nabache bachdaina ta ke garne, baru yeso kasari badi paiso kamaincha tyo melo garnu, bhanchan ni rin lagera nadaraunu din lagera daraunu, afno ta bank account matra hoina credit card pani swaha bhako cha, khai ajhai ma kharcha garna darako chaina kya re he he he he.

Earnining before Tax = $6253

Earning after Tax = $5109

Money to family = $1000

Car Loan = $480

Credit Card = $ 330

Apt Rent = $362.50

Electricity = $10

Gas = $35

Grocery = $300

Phone Card = $30

Cell Phone = $81

Home Phone = $12

Internet = $18

Cable TV = $12

Resturant = $150

Auto Insurence = $120

Parking = $40

Gas = $100

Misc = $300

Total Expense = $3381

Total Saving = $1728

Cooking Gas = $35

Auto Gas = $100

I am sharing apt with another person.

Family ko lagi 1000??  tyo chahi vauju ko saving ho ki kya ho target2green???  buda budiko garera 2700 savings. Not bad.

Aafu ta number one Berojgar pariyo. aba katabata kharcha nikalne ra.

-800/ month.  so grduate hune bela samma 50000 loan at least..    So forget about savings. AAAfno bank account le ta $$$ dekhna napayeko ni thupro vayo. Bank  bajiyo pani risayeko hola- kasto laaj navko nakachharo ek paisa pani chhaina account ma vandai.

K garnu,  Garib maanab ka pani Din aaulan ni.

 

 

I am trying to build a saving habit, ill start with 10 percent of my net income, may be cut down on expenses, like eating out less and more cooking(its going to be hard), taking bus or subway to work( gasoline price in europe sucks, we pay twice as much here). I do not intend to share my room with roommates though since I have a history of fighting with them. Hopefully, my plan will work out,target2green 1720 bucks a month means a lot esp for a poor girl like me heheheh.

Target2Green ta last paisa kamudo raicha.. bro yeso tyo dr. acharya lai ali kata donation deu na???

के हो सबैको खातापाता हेर्न खोज्ने
तिमी मौबादी कि चित्रगुप्त ?

Where do you work ? how many years of experience do you have?

we spend more when we make more. so i had to force myself to save when i had a job (once upon a time).
created a new bank account, 20% salary direct deposit for that account and the rest to my checking account. I didnt carry the check card for my savings account.. try not to use the same bank for checking and saving cuz you can easily transfer money online. so, you kind'a get into the habit of budgeting around however much you have in your checking account. thats how i saved money and paid off the rest of my school bill.

this is an extreme measure for people like me who aren't all that with their finances. but the good thing was that after a few months i stopped checking my savings account and when i finally checked it, i was pretty happy. and then i had to hand it over to the school.

Teena nani, logne manis lai salary nasodhnu bhanne bhanai thaha chhaina? Pheri ramri nanile sodhi halin bhanidyuki bhanne bichar aako ta thiyo but aafu ta manchhe berojgar pariyo.......kahako income kahalo saving........tanna loan matra chha....baru sabaile milera kaam pauuna sahayog garne ki?

k ho Dr. acharya ko donation chor ko account ma janche ki kya ho....kuru ghumai ghumai donation ma nai lagera end garcha...

only 19% tax?

Government going to bail me out next week..hehehehe

monthly paycheck = $ 9500
monthly expenses = $7000

savings = $2500 a month

Total Monthly Income: $450

Dorm and Board Fee: $300

Cell phone: $50

Partying and Booze: $100

Net Saving = 0 (often goes to -ve)

Teena,

If you have 401K at work, it would behoove you to max it out every year.  That's automatic savings for you.  Plus, you get an excellent return just by the mere fact that whatever you put in there will be tax free.  If you do not have 401K, considere opening an IRA account.  This could be your first step towards saving.

 

Riten, I am turning 26 soon and i still havent signed up for 401K , its about time i started doin it.I usually rely on tax return for extra expenditure, thats how bad its is.