[Show all top banners]

guy_tensed
Replies to this thread:

More by guy_tensed
What people are reading
Subscribers
:: Subscribe
Back to: Living in America Refresh page to view new replies
 ##केटा हो ,*Monthly* कती *SAVE* हुन्छ ? ##

[Please view other pages to see the rest of the postings. Total posts: 56]
PAGE:   1 2 3 NEXT PAGE
Keywords associated with this thread

Jay Pashu pati nath
[VIEWED 65371 TIMES]
SAVE! for ease of future access.
The postings in this thread span 3 pages, View Last 20 replies.
Posted on 09-14-11 9:52 AM     Reply [Subscribe]
Login in to Rate this Post:     1       ?     Liked by
 

मलाई साह्रै दिक्क लगिसक्यो , पैसा नै शेभ हुँदैन धेरै , कसरी के गर्ने होला । साथीहरु ले कती शेभ गर्छन् भन्ने सुन्न मन् लाग्यो ।
मेरो निम्नानुसार छ ।

Monthly Income (After Tax)------> ($1100*2)= $ 2200
=============================================
Expenses::

Rent-----------------------------------> - $550
Car Payment------------------------> - $300
Insurance----------------------------> - $75
Food/Grocery------------------------> - $200
Gas-------------------------------------> - $100
Miscellaneous-----------------------> - $100

Total Expenses (Montly)------------> $ 1,325

Total Savings (Monthly)========> $ 875
or NRs. 63,000 per month.
ie. (12*Rs. 63,000) = 7,56000 (रु. सात लाख छपन्न हजार मात्र) YEARLY

१० बर्ष पछी रु ७०,५६००० हुन्छ तेस्ले एउटा घर पनि आउँदैन नेपालमा ।
लौन साथीहो सुझाब दिनु पर्‍यो । कसरी कमौने हो पैसा

 
Posted on 09-14-11 10:43 AM     [Snapshot: 113]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 First of all, your car payment is high for the income you are earning. So unless you get that paid off, it will be a significant dent on your savings.

Second of all, if you are single, maybe you should get an apartment with a roommate bumping your rent down leading to an additional $200 (x70 = NRS 14,000/month, i.e. NRS. 1,68,000 a year). Insurance is pretty cheap, and other expenses seem pretty standard (even conservative).

Your main problem (based on your apparent target for savings--essentially trying to buy a house in Nepal) is the income you are bringing in. Without maybe a second part-time job which entirely goes into savings, or a change of job that increases your overall income, you won't be able to save as much as your target goal is.

 
Posted on 09-14-11 12:12 PM     [Snapshot: 297]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 bro kaha sadai bhari timro salary eutai huncha ta ...pachi bade halcha ne....so saving going forward aafai badcha
 
Posted on 09-14-11 12:20 PM     [Snapshot: 330]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 Bro keti haru lai ni sodha na.
 
Posted on 09-14-11 12:31 PM     [Snapshot: 402]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

where is ur expense for tuition and fees? i am guessing you are a student.
 
Posted on 09-14-11 12:45 PM     [Snapshot: 414]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Monthly Income (After Tax and Ins.)------> ($3400*2)= $ 6800
=============================================
Expenses::

Mortgage----------------------------> - $2750 + 100(HOA) = $2850
Car Payment------------------------> - $950 (Two cars)
Car Insurance----------------------->  $150
Food/Grocery------------------------> - $700
Elec, Gas, Cell ---------------------> - $350
TV, Internet, Home Phone-------> - $120
Gas(Auto)----------------------------> - $100
Miscellaneous-----------------------> - $250

Total = $5470
Saving = 6800-5470 = $~= $1330


 
Posted on 09-14-11 12:57 PM     [Snapshot: 466]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Monthly Income (After Tax)------>$ 2182 ( just started working)
=============================================
Expenses::

Rent-----------------------------------> - $360
MTA- Subway------------------------> - $104
Utilities----------------------------> - $50
Food/Grocery------------------------> - $70
Miscellaneous-----------------------> - $200
Credit Card Bills--------------------->- 300
Cell Phone- $55
Total Expenses (Montly)------------> $ 1139 ( rough figure)

So, Total Savings- $2182-$1139= $1043....
Last edited: 14-Sep-11 12:58 PM
Last edited: 14-Sep-11 12:59 PM

 
Posted on 09-14-11 1:15 PM     [Snapshot: 514]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Saving kun chara ko naam ho?
 
Posted on 09-14-11 5:03 PM     [Snapshot: 777]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Monthly Income (After tax) - 4300

Expenses
Rent+Utilities - 600
Food+Grocery - 300
Churot - 120
Phone - 100
Bar/Drink - 200
Gas - 200

 
Posted on 09-14-11 5:04 PM     [Snapshot: 780]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Saving - Aprrox 2500
 
Posted on 09-14-11 5:37 PM     [Snapshot: 813]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Aafu ta jati kamaincha ki ta nepal pathaincha haina bane bill sill j j cha tyo tirincha....yeti uti bhanne chai hudaina...never did on that way...but mero kharcha tei 500 muni huncha monthly that includes everything hai
 
Posted on 09-14-11 7:05 PM     [Snapshot: 944]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

oh ho tannai paisa kamauda raichhan ta sathi haru le
haina k kaam garchhan ra ekai mahina ma tetro paisa kamauchhan?
chhakka pare baa ma ta ???


 
Posted on 09-14-11 7:56 PM     [Snapshot: 1024]     Reply [Subscribe]
Login in to Rate this Post:     1       ?     Liked by
 

साझा  हो जत्ती खोके पनि हुन्छ---साथी हरुले '"मसाजी, बार र क्लब" को खर्च त राख्नै छुतायेचन त! खै त्यो झोडनु पर्दैन??ल ल सब ले revise गरेर पुन: आ आफ्नो   खाता तयार पार त !!....))))

 
Posted on 09-14-11 8:13 PM     [Snapshot: 1087]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Tei ta 4 5 hajar bhanchan....afu le ta 2 maina ma ni kamainna ho....
 
Posted on 09-14-11 8:51 PM     [Snapshot: 1101]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

5 to 10 years after graduation, you too will be making similar amount.  Don't worry.

Income:

Take home pay: $6500

Expenses:

Mortgage + home insurance + property tax: $2450
Utilities (gas, electricity, water): $350
Cable TV + Internet: $95
Cell phone: $75
Groceries: $500
Gas (2 vehicles, already fully paid): $130
Insurance for both vehicles: $100
Dining and Entertainment, includes Netflix: $500
Clothing and misc. shopping: $200
Additional misc. expenses: $600
Send to Nepal: $500
Allocation for vacation: $700
Charitable givings: $300

Total expenses: $6500 (give or take few hundred, but averages to this).

Savings: $0 (well, not counting the 401K that I max out every year).

Come to think of, I could probably save more with half the salary working in Kathmandu, eh?




 




 
Posted on 09-14-11 9:42 PM     [Snapshot: 1188]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

        



      Ok, Below is  my last Bank Statement. This  changes month to month as I don't have no fixed income. 


      Beginning Balance                  $360.23
      Deposits and Additions           $4,700
      Electronics Withdrawl             -$1,896.42
      ATM/Debit Card Withdrawl    -$450.96



       Ending Balance                               $2722.85





 
जय नेपाल
Posted on 09-14-11 9:51 PM     [Snapshot: 1211]     Reply [Subscribe]
Login in to Rate this Post:     1       ?     Liked by
 

income /month = 400 (college part-time)
= 650 (GS)
-----------------------------------
Total income = $ 1050

EXPENSES
---------
Rent = $200
Grocery = $200
Phone = $90
Insurance = $ 60
Internet/TV =$ 50
Gas =$ 200
others = $100
-------------------
total expense = $1000

Saving $50
Saving $50 a month how am i gonna pay $8,000 per semester for my college.??


 
Posted on 09-14-11 10:12 PM     [Snapshot: 1295]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 



Monthly Income (After Tax and Ins.)------> ($7100*2)= $ 14200 (Both)
=============================================
Expenses::

Mortgage----------------------------> $2650
Car Payment------------------------> $1050
Car Insurance----------------------->  $400
Food/Grocery------------------------>  $1000
Elec, Gas, Cell --------------------->  $400
TV, Internet, Home Phone------->  $120
Gas(Auto)---------------------------->  $250
Vacation and Miscellanous ----> 1300

Saving = $5170 ( but have to pay taxes at the end of Year)

 
Posted on 09-14-11 10:14 PM     [Snapshot: 1283]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

 Rent & Utilities- $300
 Phone- $70
 Insurance- $40
 Food- $ 200
 Misc- $200
 Credit Card - $70 + $50+ $50
 
Total Expenses: $980
Total Earnings : $1000

Total Savings/month: $20

 Thats the story of my life. Garib pariyo aafu ta aru ko fugures herda ta maan nai siringa bhayo. Khushi lagyo nepali daju,bhai haru ko pragati dekhera! safalta ko sidhi chaddai janus!!

 
Posted on 09-14-11 10:25 PM     [Snapshot: 1324]     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

tanna randibaji ra raksibaji ani sampurna kharcha katayera jamma $1000 bachne raicha.

401K ko ni manne vaye chai 1600 jati pugchha.
Last edited: 14-Sep-11 10:26 PM

 



PAGE:   1 2 3 NEXT PAGE
Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 60 days
Recommended Popular Threads Controvertial Threads
What are your first memories of when Nepal Television Began?
निगुरो थाहा छ ??
Basnet or Basnyat ??
Sajha has turned into MAGATs nest
NRN card pros and cons?
Nas and The Bokas: Coming to a Night Club near you
Will MAGA really start shooting people?
मन भित्र को पत्रै पत्र!
Top 10 Anti-vaxxers Who Got Owned by COVID
काेराेना सङ्क्रमणबाट बच्न Immunity बढाउन के के खाने ?How to increase immunity against COVID - 19?
TPS Work Permit/How long your took?
Breathe in. Breathe out.
3 most corrupt politicians in the world
चितवनको होस्टलमा १३ वर्षीया शालिन पोखरेल झुण्डिएको अवस्था - बलात्कार पछि हत्याको शंका - होस्टेलहरु असुरक्षित
शीर्षक जे पनि हुन सक्छ।
Disinformation for profit - scammers cash in on conspiracy theories
someone please tell me TPS is here to stay :(
Nepali doctors future black or white usa ?
Doctors dying suddenly or unexpectedly since the rollout of COVID-19 vaccines
BREAKING: THE LEFT HAS LOST THE SUPREME COURT!
Nas and The Bokas: Coming to a Night Club near you
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters