I dont know if I am doing well financially, its kinda worrying me. Time is tough and I have hard time saving any money in my bank account. After I pay my rent, student loan, car payment,cable, food, clothing expense etc etc , I have nothing left in my account, nada, zero. I am curious how much u guys save every month, sorry if i sound lil bit nosy:)

we spend more when we make more. so i had to force myself to save when i had a job (once upon a time).
created a new bank account, 20% salary direct deposit for that account and the rest to my checking account. I didnt carry the check card for my savings account.. try not to use the same bank for checking and saving cuz you can easily transfer money online. so, you kind'a get into the habit of budgeting around however much you have in your checking account. thats how i saved money and paid off the rest of my school bill.

this is an extreme measure for people like me who aren't all that with their finances. but the good thing was that after a few months i stopped checking my savings account and when i finally checked it, i was pretty happy. and then i had to hand it over to the school.

Teena nani, logne manis lai salary nasodhnu bhanne bhanai thaha chhaina? Pheri ramri nanile sodhi halin bhanidyuki bhanne bichar aako ta thiyo but aafu ta manchhe berojgar pariyo.......kahako income kahalo saving........tanna loan matra chha....baru sabaile milera kaam pauuna sahayog garne ki?

k ho Dr. acharya ko donation chor ko account ma janche ki kya ho....kuru ghumai ghumai donation ma nai lagera end garcha...

only 19% tax?

Government going to bail me out next week..hehehehe

monthly paycheck = $ 9500
monthly expenses = $7000

savings = $2500 a month

Total Monthly Income: $450

Dorm and Board Fee: $300

Cell phone: $50

Partying and Booze: $100

Net Saving = 0 (often goes to -ve)

Teena,

If you have 401K at work, it would behoove you to max it out every year.  That's automatic savings for you.  Plus, you get an excellent return just by the mere fact that whatever you put in there will be tax free.  If you do not have 401K, considere opening an IRA account.  This could be your first step towards saving.

 

Riten, I am turning 26 soon and i still havent signed up for 401K , its about time i started doin it.I usually rely on tax return for extra expenditure, thats how bad its is.

एउटा उखान उद्ग्रित गर्न चाहन्छु
ऋणम क्रित्व घिवम पिवेत , याबात जिबेत सुखम जिबेत
भस्मी भुतेस्व पुनरा गवेत कुतो ।( ठ्याक्कै मिल्यो मिलेन थाहा भएन )  

उमेरमा उमेर अनुसारको सुख भोग्न पनि सिख , जिबन २ दिन को लीला हो
भोली आउछ आउँदैन थाहा हुँदैन , सक्ने र भ्याउने सम्मले जिबन्को रस्वादन गर्न सिख

जोगाउने भनेको सुबिस्था सँग खाइ लाई गरेर बचेँको जोगाड हो,
मुख्य जड कुरो अती गरेर नगरनु हो
हाम्रा बाबुबाजेले जस्तो खाइ न लाई छोरा छोरीको लागि बाचाइ दिने काम चाँही ठीक होइन .

उनिहरुलाई असल शिक्षा दिने हो , सम्पत्ति जोगाइ दिएर सडकछाप र दुकुलन्थक को मानसिकता बाट जोगाउने हो .

 

teena ji,

ya definitely you are being nosy , and it also depicts the peculiar nepali trait in you,

thats what most of us will do nomatter where we are,

kalle kati kamaucha ?

kalle ghar ma k pakaucha?

kalle k lagaucha ?

if you were really troubled about not being able to save enough, then u should have asked ppl

"how to cut down your expenses" not "how much do u save".

and i will reveal another peculiar trait of humans "we will never be satisifed no matter how much we earn and save"

the desire keeps growing and your income and savings always fall far behind your expectations.

so the basic rule is, "Since u cannot get what u want, try to get what u can " that way u will be able to thrive on

whatever u make

(yo sajha ma aayera ma ni guffadi bhai sake )

i save 2000 dolls a month....

Chyanty mayalu, I dont need advice on how to cut my expense, I know what iam doing wrong, the reason of my posting was to know how much people save. I am nosy and curious by nature, I cant change it and i am not ashamed(but not proud either) of it tara kina sabai nepali lai dosh deene, sabai nepali ko peculiar nepali trait ho bhanera. I always ask my friends and co workers what they will be coking for dinner, what kinda brands are they wearing, how their relationship is goin on,how much they have saved, where they will be goin for vacation and stuffs..They do the same thing to me. Well thats me, hopefully ill change later, or may be not.

My income 800 euros (monthly)
Expenses 750 euros

My Saving

800- 750 = 50 euros
(Mangalsutra kinna ko lagi) for my would be wife.....

K garne aba ta kehi jornu paryo Bhavishyako lagi......

good teena ji,

hopefully u will learn something,

coz the things that u said u ask to coworkers at your place, seems weird to me.

ppl will be mad at me if i go around asking them how much they make

yo sabai nepali pana nai ho, coz in general i have not met any american who keeps

asking other person those kinda stuffs ,unless they are close friends.

or may be its diff for gals , thats where the difference lies i guess

risani maaf hos,

Teena you Shave !!!! I love chicks who shave. Foget about how much I shave each month. I have not shaved for years. It's all hairy down there.

Nas, you nailed it.

i edited what i just wrote.......:)

Good one Nas dwag........i m lovin it.

hoina hui bajya,yo bhangera ra gauthali ko naam ta sunekai ho,kahile kahi suntali pani suneko ho ni.tara yo saving bhanne charo chai kya ho ui .amrican chari jasto cha hai gathe.